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Interest Rates

LOANS & ADVANCES  Level-1* Level-2* Level-3*
Overdraft /Cash Credit 11-12% 12-14% 14-18%
 
Importers Loan (Trust Receipts) 9-10% 10-12% 12-15%
 
Working Capital /Demand / Short Term Loan 11-12% 12-14% 14-18%
 
Structured Demand Loan 11-12% 12-14% 14-18%
 
Term Loan 11-12% 12-14% 14-18%
 
Home Loan
Upto 5 years 11-12% 12-15% 14-18%
Upto 10 years 12-13% 13-15% 15-18%
Upto 15 years 13-14% 14-15% 15-18%
Upto 20 years 14-15% 15-16% 16-18%
       
Loan against Property (Terminating) 12-14% 14-16% 16-18%
Loan against Property (Revolving) 13-15% 15-17% 17-18%
 
Auto Loans 11-13% 13-15% 15-18%
 
Equipment Financing 12-14% 14-17% 17-18%
 
Export Loans 11-13% 13-15% 15-18%
 
Loan against Shares (Margin Lending) 12-14% 14-16% 16-18%
Loans in FCY + 3.00% on Libor rate
 
Deprived Sector Loan 7-11% 11-14% 14-18%
 
Loan against 1st Class Bank Guarantee +2.00% or 10.00% whichever is higher
Loan against Government Bond
Loan against Fixed Deposit Receipt
Loan against Fixed Deposit Receipt of Other Banks
 
Other Loans 15-21%